https://system.al-amthal.com/AmthalV12/Amthal Group
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e-Wallet

A mobile & digital banking platform  that  consists of a richly functional wallet application which can be used by retail and corporate customers.

Wallet Account can be used to open e-wallet accounts of customers, merchants or individuals. Multiple accounts in different currencies can be held under single e-wallet login.

e-Wallet allows  one  party  to make electronic transactions with another party using simple & user-friendly interface. The following are the transaction types provided for:

  • Customer to Customer
  • Customer to Merchant
  • Merchant to Customer
  • Customer to Government

e-Wallet can be offered as a conventional banking or Sharia’a compliant product.

Merchant Accounts

Merchant Account can be used by merchants to receive proceeds from online sale of goods and services. The amount received in the merchant account can then be used for multiple purposes including trasnfer to other accounts or wallets. Multiple accounts in different currencies can be held under single e-wallet login. 

Merchant Account Functionalities:

  • Receive Money 
  • Add / Send / Request Money
  • Account Statement
  • Hold Amount

 

 

Product Specific

  • Recall Vouchers From GL
  • Recall Vouchers from Preset
  • Post Forward Value Date Vouchers
  • Post Back Dated Vouchers
  • Post with Budget Control
  • Call & Cancel to Reverse Vouchers

Product General

  • Supports Document Attachment
  • In-Built Approval Workflow
  • Posting Alerts (Emails, SMS.)
  • Powerful Security Control

 

Journal Voucher Input Form

Journal Voucher Input Form

ACCOUNT INQUIRY

ACCOUNT INQUIRY

INPUT JV multiple

INPUT JV multiple

JV INQUIRY

JV INQUIRY

Saving Accounts

Saving Accounts are your own digital accounts automating your savings to reach your saving goals faster. simply set the amount and duration you want to save for. Start saving with your preferred currency and create multiple Saving Accounts for all your saving needs. 

Saving Account Features:

  • Quick & Easy Account Opening
  • Set Saving Goals
  • Your Own Account Name
  • Electronic KYC Process
  • Multiple Accounts for Single User
  • Multi Currency Accounts
  • Account Statement

Product Specific

  • Recall PV When Needed
  • Recall PV By Customer/Vendor
  • Recall PV By Date
  • Schedule PV by Date
  • Post with Budget Control
  • Reverse Vouchers

Product General

  • Business Intelligence Reporting
  • Supports Document Attachment
  • In-Built Approval Workflow
  • Posting Alerts (Emails, SMS.)
  • Powerful Security Control

 

PRESET JV

PRESET JV

PRESET PROCESS

PRESET PROCESS

Community Savings

Community Savings, enables you to create a group of your trusted friends and family who can work together to create a community saving.

Each participant will pay a monthly contribution, and when it's their turn, they will get the entire savings of that month. 

Community Saving Features:

  • Add any number of participants
  • Quick & Simple Process
  • Safe & Secure
  • Send Reminders
  • Automatic Deduction and Deposit

Product Specific

  • Cost Accounting Budget
  • Recall Budget
  • Modifying Budget by Percentage
  • Distributing Total Amount
  • Multiple Types of Budget
  • Post Dated Budget
  • Reverse Budget

Product General

  • Supports Document Attachment
  • In-Built Approval Workflow
  • Posting Alerts (Emails, SMS.)
  • Powerful Security Control

 

BUDGET APPLICATION

BUDGET APPLICATION

Current Accounts

Current Accounts can be opened in few very simple and quick steps. Verified wallet holders can open multiple accounts in multiple currencies. 

Current Account Features:

  • Quick & Easy Account Opening
  • Electronic KYC Process
  • Multiple Accounts for Single User
  • Multi Currency Accounts
  • Split Payments
  • Account Statement

Product Specific

  • Ready Reconciliation Sheet
  • Automatic Reconciliation
  • Any Type of Counter-party File
  • Adjustment in Un-reconciling
  • Unlimited Reconciliation Accounts
  • Reconciliation Inquiry Both side

Product General

  • Supports Document Attachment
  • In-Built Approval Workflow
  • Posting Alerts (Emails, SMS.)
  • Powerful Security Control

 

Deposits

Deposits (Coming Soon) would enables our customers to place and liquidate a deposit from the comfort of their own home or office

Product Specific

  • Multi-Chart of Account
  • Multi-Currency Report
  • Unlimited Segment of Account
  • Unlimited Accounts
  • Unlimited Currencies

Product General

  • Supports Document Attachment
  • In-Built Approval Workflow
  • Posting Alerts (Emails, SMS.)
  • Powerful Security Control

 

Loan Accounts

Loan Accounts (Coming Soon)

Product Specific

  • Real-Time Access Control
  • Shifts Management
  • Attendance Control
  • Workforce Management
  • Project Time Sheet
  • Time & Attendance Indicators

Product General

  • Supports Document Attachment
  • In-Built Document Workflow
  • Posting Alerts (Emails, SMS, etc.)
  • Powerful Security Control

 

Technologies

  • Internet / Intranet Based
  • Accessible Through Any Browser
  • ASP.NET & C# Development Tools
  • Microsoft SQL Database
  • Mobile Application

Why Optimum?

  • Online Real-time Financials
  • Budget Vs. Actual Reporting
  • Sub-ledger Financials
  • Accounts Reconciliation
  • Automated Journal Vouchers
  • Dynamic Reporting
  • Business Intelligence Reporting
  • In-Built Document Workflow
  • Bi-Lingual Arabic/English
  • Powerful Security Control
  • Fully Integrated ERP